EQUIPMENT FINANCING

Equipment Financing for Used Equipment, Private Sellers & Challenged Credit

Finance new or used equipment from a dealer, private seller or auction. Axe Business Funding works with established businesses across a wide range of credit profiles, including credit scores below 600.

Fast.
Simple.
Secure.
🤝 Dealer, Private
Seller or Auction
🛡 Real Financing
Options
$25,000Minimum Amount
Up to $250,000Application-Only
Up to $2 MillionWith Financials
Below 600Credit Considered
NationwideEquipment Financing

FINANCING OPTIONS FOR REAL BUSINESS NEEDS

Equipment Financing Built Around Your Business

Whether you're buying a used excavator from a contractor, a skid steer at an auction, or upgrading your fleet, Axe Business Funding focuses on your business, the equipment and the overall transaction—not just one number on a credit report.

Used Equipment Financing

Finance new or used equipment with flexible terms. Non-titled equipment does not have an age restriction; titled equipment may have age or mileage limits.

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Private Seller Financing

Found equipment from a private seller? We can finance the transaction and wire the funds directly to the seller.

Challenged Credit

Less-than-perfect credit does not automatically disqualify your business. Strong business bank statements can help support the transaction.

Application-Only Up to $250,000

Qualified transactions up to $250,000 may be considered through our application-only equipment financing programs.

Larger Transactions Up to $2 Million

Need more than $250,000? Financing may be available up to $2 million with financial documentation.

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No-Money-Down Options

Many qualified applicants can finance new or used equipment with no money down. Requirements depend on credit and the overall transaction.

Equipment We Finance

View Financing Options →
Excavators
Skid Steers
Dump Trucks
Loaders
Concrete Pump Trucks
Wood Chippers
Stump Grinders
Specialty Equipment

Industries We Finance

Explore Industries →
Construction
Excavation
Demolition
Landscaping
Tree Service
Dirt Hauling
Specialty Trades
•••And More

How Equipment Financing Works

1

Apply

Complete our simple online application.

2

Get Approved

We review your application and available financing options.

3

Choose Your Terms

Select the payment and term that best fits your business.

4

We Fund the Seller

We wire funds directly to the dealer, private seller or auction.

5

Get Your Equipment

Pick up your equipment and put it to work.

FREQUENTLY ASKED QUESTIONS

Equipment Financing FAQs

Can I finance used equipment for my business?

Yes. Axe Business Funding finances used equipment for businesses nationwide. Non-titled equipment does not have an age restriction, giving you greater flexibility when purchasing older equipment. You can purchase used equipment from a dealer, private seller, or auction. Titled equipment may have age or mileage restrictions depending on the type of equipment.

Can I finance used equipment from a private seller?

Yes. We offer private seller equipment financing and work directly with the seller to complete the transaction. Once your financing is funded, we wire the funds directly to the seller so you can get your equipment quickly.

Can I get equipment financing with bad credit?

Yes. Axe Business Funding offers equipment financing for less-than-perfect credit. Challenged-credit transactions may require a down payment and may have shorter financing terms. We also report to business credit bureaus, which can help your business establish and build business credit.

Can I get equipment financing with a credit score below 600?

Yes. A credit score below 600 does not automatically prevent you from financing equipment. These transactions will typically require a down payment and may have shorter terms. We also report to business credit bureaus, giving your business an opportunity to establish business credit while financing equipment it needs.

What credit score is needed for equipment financing?

We finance a wide range of credit profiles. Your credit score helps determine the down payment and financing terms available to you, but it isn't the only factor considered. Strong business bank statements can be especially helpful when financing equipment with challenged credit.

Can I finance equipment with no money down?

Yes. Many of our equipment financing programs require no money down for qualified applicants purchasing new or used equipment. Down-payment requirements depend on your credit profile and the overall transaction.

Can a startup business get equipment financing?

Axe Business Funding requires businesses to have been operating for at least two years to qualify for our equipment financing programs.

Can I finance equipment purchased at an auction?

Yes. We work with auction houses across the country. You can get pre-approved for equipment financing before an auction, or we can begin working on the financing after you've won the equipment. Since auctions typically provide a limited amount of time to complete payment, we can get to work on your transaction right away.

How quickly can I get approved for equipment financing?

We can provide same-day equipment financing approvals when we have the information needed to review your transaction. Typically, we'll need a completed application, your most recent three months of business bank statements, and an invoice or quote for the equipment.

What types of used equipment can I finance?

We can finance virtually any equipment that is applicable to your business, including specialty equipment. Whether you're purchasing construction equipment, heavy equipment, landscaping equipment, or specialized machinery, we can review the transaction and available financing options.

How much can I borrow for equipment financing?

Our Application-Only equipment financing programs are available for transactions up to $250,000. For larger transactions with financial documentation, equipment financing may be available for up to $2 million.

Can I get equipment financing anywhere in the United States?

Yes. Axe Business Funding provides equipment financing nationwide. We can finance equipment purchases throughout the United States, including titled equipment, and handle the financing process for you.

Ready to Finance Your Equipment?

Apply online, estimate your payment, or request a quote.